This article explains how to request a CDA so your commission is paid correctly and on time.
This is an operational process.
It is not complicated.
It just needs to be done the right way.
What a CDA Is
A CDA, or Commission Disbursement Authorization, tells the closing company how commission funds should be distributed at closing.
At Easy Realty, CDAs are created based on the information you submit through the Get Paid form.
We do not estimate numbers.
We do not pull figures from contracts.
We rely entirely on what you submit.
Our Preferred Method of Payment
Our goal is always to pay the agent directly from the closing.
This is the cleanest and fastest outcome for everyone involved.
When the CDA is processed correctly and documentation is complete:
- The closing or title company pays Easy Realty
- Easy Realty disburses the agent’s commission as part of the closing process
Important Rule: Agents May Never Receive Funds Directly
Agents may never receive commission payments directly from:
- Title companies
- Closing attorneys
- Sellers
- Buyers
- Other brokers
- Property owners (including rentals)
All business is the broker’s business.
Payments may only be made:
- From the title company to Easy Realty via CDA, or
- From Easy Realty to the agent
Accepted Payment Methods
If the agent is paid directly from the closing, the title company may:
- Wire funds to Easy Realty
- Send funds via ACH
- Issue a check payable to Easy Realty
If Easy Realty must receive funds first for any reason and then redistribute commission, payment to the agent will be made by ACH to the agent’s bank account.
When Easy Realty Must Receive Funds Directly
In some situations, Easy Realty must receive the commission before paying the agent. This includes, but is not limited to:
- Incomplete or missing transaction documentation
- CDA issues that prevent direct disbursement at closing
- Rental transactions where checks are issued by:
- Property owners
- Management companies
- Other brokerages
In these cases:
- Funds must be paid to Easy Realty
- Easy Realty will ACH the commission due to the agent
Processing Fee for Redistribution
If Easy Realty must receive and redistribute commission due to incomplete documentation or preventable issues, a $25 processing fee will be applied.
This fee does not apply when the agent is paid directly from the closing.
Depositing Funds When Wiring Is Not Possible
If a title company is unable to wire funds for any reason and payout needs to be expedited:
- The agent may deposit funds into Easy Realty’s Wells Fargo bank account
- Easy Realty will ACH the commission due to the agent the next business day after funds have cleared
This option exists to prevent unnecessary payout delays.
When You Should Submit a CDA
You should submit your CDA request as soon as the transaction is under contract and a closing date is scheduled.
Do not wait until the day before closing.
Do not wait for the title company to request it.
Early submission allows time to:
- Review documentation
- Confirm amounts
- Resolve issues before money moves
Where to Submit a CDA
All CDAs are requested through the Get Paid form in the Agent Hub.
Submitting this form creates an internal ticket tied to your transaction.
Emailing information separately slows processing and increases the chance of errors.
What You Must Submit
When completing the Get Paid form, you will be asked for:
- Your full legal name (exactly as shown on your license)
- Your email address
- Buyer name
- Seller name
- Property address
- Transaction type (buyer or seller side)
- Gross commission payable
- Closing company name
- Closing officer first and last name
- Closing officer email
- Scheduled closing date
- Transaction documents upload
Every field matters.
Missing or incorrect information will delay payout.
Transaction Documents
Transaction documents must support the commission requested.
Typically required:
- Executed purchase or lease agreement
- Any commission or compensation-related addenda
- Settlement statements if available
Incomplete or unreadable documents will result in the request being returned.
What Happens After You Submit
After submission:
- An internal support ticket is created
- Your submission is reviewed for completeness
- Documentation is verified
- The CDA is prepared a few days before closing
- The CDA is delivered to the closing company
If corrections are needed, you will be contacted through the ticket.
Timing Expectations
CDAs are prepared days before closing, not the morning of closing.
Late or incomplete submissions create unnecessary risk.
Submitting early keeps everything smooth.
Common Mistakes That Delay CDAs
- Entering net commission instead of gross commission
- Using a nickname instead of your legal name
- Uploading partial or unsigned documents
- Submitting without a confirmed closing date
- Expecting payment to be made directly to the agent
If You’re Unsure
If you are unsure how to complete any part of the form, ask before submitting.
Fixing an issue early is always easier than correcting one at the last minute.
Related Resources
- Transaction Documentation Checklist
- Referral Fee Disbursement Authorization
- How Support Requests Work at Easy Realty
